Supplementing the Government Financial Assistance Scheme, the CityU Financial Assistance Scheme offers bursaries and/or interest-free loans to assist full-time local undergraduate students who face financial hardship or whose financial needs are inadequately met by the Government Grants and/or Loans. These awards are donated by private organizations and individuals and are allocated primarily on the basis of financial need. In some circumstances, the students' field of studies and academic performance may also be considered as governed by regulations. Needy students should submit the completed application forms accordingly.